1099 Field Kit · 1099 outdoor trades · tax year 2026

Did Saturday's jobcover itself?

Free quote-vs-cost tool for pressure wash, lawn, gutter, window, junk, detailing, and handyman operators who get paid 1099, card, cash, and apps. Not a guru. Not purple SaaS. A sharper notebook.

This site will not file anything, send anything, or guess your bracket. It shows you the math before you text the customer a price.

Run a job 1099 Field Kit — $97

New for 2026

The 1099 floor moved

$600 → $2,000

For work paid in 2026, a client does not have to send you a 1099-NEC until they have paid you $2,000. Roughly 18.8 million forms stop going out. The income is still taxable.

Check one client

Free tool · estimate only

Quote vs cost

Mileage: $0.725/mi before Jul 1 2026, $0.76/mi on or after. Owner labor is opportunity cost, not a Schedule C wage.

Job inputs · yellow = you type

Job datePicks the 2026 mileage rate.Quoted priceWhat the customer pays. Before tips.$Owner hoursYour time on the job. Windshield time counts.Helper hoursPriced at the same hourly labor cost.Hourly labor costWhat an hour of you (or a helper) is worth.$Round-trip business milesHome-to-job-to-home if that trip is business.Chemicals / materialsBleach, soap, bags, parts you buy for this job.$Dump / disposalLandfill, bulk item, wash-water if you pay it.$Card / app feeSquare, Stripe, Thumbtack cut. Cash = 0.%

Pre-filled with an example gutter job so the math is visible. Overwrite every cell. This is not a saved job log.

Quote covers true cost

Quoted price covers cash out of pocket plus your target labor. Still an estimate — not a bid template and not tax advice.

Mileage rate (2026-10-12): 0.760 / mi
Owner labor (economic): $180.00
Helper labor: $0.00
Mileage cost: $16.72
Chemicals / materials: $35.00
Dump / disposal: $25.00
Card / app fee: $12.33
Cash leaving the business: $89.05
True job cost: $269.05
Contribution margin: $155.95 (36.7%)
Effective hourly on your time: $83.99

True job cost = owner labor + helper + miles + chemicals + dump + card fee. Contribution = quoted − true cost. Effective hourly = (quoted − cash cost) ÷ owner hours. Cash cost excludes owner labor.

This math, saved per job, is sheet 3 of the $97 Field Kit.

SKU 1 · Ships as Excel

The 1099 Field Kit

$97

Workbook for sole props and single-member LLCs on Schedule C. Quote vs cost, job log, income, expenses, 2026 split-year mileage, estimated tax, year-end packet. Yellow cells. No macros. Checkout is live via Square.

What's inside

Scale · not for sale yet

Field Kit Books

$49/mo

The always-on version: job log, expenses, mileage, estimated-tax picture. For when Excel is the wrong place to keep a year of Saturday jobs. Join the waitlist. We will not invent a launch date.

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Tax year 2026

1099 rules by state

Some states did not follow the federal move to $2,000. Pick yours.

Who this is for

— You quote from the driveway, not a project manager.
— You buy chemicals, pay a dump, and sometimes a helper.
— You drive to the job. Miles are not a rounding error.
— You file Schedule C, or you will.
— You want the number before you text the customer.

Who it is not for

— W-2 only, no side business.
— Partnerships, S-corps, C-corps — this kit is wired for Schedule C.
— Anyone shopping for a CPA, a filed return, or a guaranteed refund.
— Anyone who wants a “you'll save a pile” pitch. That claim is not here because it would be false.